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Business Owners

Business Owners

Enhance your ecosystem of products by offering essential insurance protection to your small business customers.

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Business Owners

Key Benefits

Comprehensive coverage tailored for your small business customers

While legacy policies are overly complex and inflexible, Boost’s product is designed for today’s small business owner, providing them the coverage they actually need (and nothing they don’t). With Boost’s modular policy design, customers can handpick the specific coverages they need to build the policy that’s right for their individual business.

Data-driven automation for intelligent policy creation

Boost’s API-based platform ingests information from your systems to determine more precise coverage options for your individual customers, while our proprietary algorithm provides a more accurate risk-based analysis for better pricing.

Streamlined all-digital purchase experience for increased conversions

Easily integrated into the systems you use, Boost’s Smart Forms are pre-filled with the information you already have, so your customers can purchase insurance in a fraction of the time. The tech-enabled forms adapt to your customers’ unique business situation and allow a completely digital transaction, no phone calls or offline processes required.

CoverageOverview
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Business Owners
Coverage Overview
Standard Coverages
General Liability
Includes coverage for bodily injury or property damage that occurs on the business’s premises, personal injuries like libel or infringement, and damages caused by the business’s products.
Optional Coverages
Basic Personal Property
Includes coverage for loss or damage to property used for business purposes. Basic Personal Property coverage designed for freelancers, consultants, and other sole proprietors that work from home and only require limited property coverage.
Business Personal Property
Includes more robust coverage for loss or damage to business property, designed for businesses that rent a building. Business Personal Property includes higher limits, more deductible options, and coverage for business interruption and extra expenses related to business disruption.
Extended Property
Provides a selection of additional property coverages to build more comprehensive property protection. This endorsement is only available with business personal property coverage.
Cyber
Basic coverage against loss from cyber attacks, including security breach expenses and third party liability. For more robust protection against cyber crime, consider offering Boost's SMB Commercial Cyber insurance in addition to Business Owners Insurance.
Crime
Includes coverage for losses from crime such as robbery, theft, counterfeit money orders, forgery, and unauthorized credit card use. This endorsement is only available with business personal property coverage.
Retail Industry Package
Includes a set of coverages specifically relevant to retail businesses.
Retail Industry Package
Includes a set of coverages specifically relevant to retail businesses, including: -Damage to customers’ property while in the business location -Damage to borrowed equipment -Expenses related to withdrawal of products -Contract penalties related to covered losses -Loss of deferred payments -Loss of a lease due to damage by a covered cause -Damage to employees’ property -Income loss and extra expenses due to business disruption related to e-commerce activities
Professional Services Industry Package
Includes a set of coverages specifically relevant to professional services businesses.
Professional Services Industry Package
Includes a set of coverages specifically relevant to professional services businesses, including: -Aggregate limits per working location -Damage to customers’ property while in the business location -Damage to borrowed equipment -Contract penalties related to covered losses -Loss of a lease due to damage by a covered cause -Damage to employees’ property
Health & Beauty Industry Package
Includes a set of coverages specifically relevant to health and beauty businesses.
Health & Beauty Industry Package
Includes a set of coverages specifically relevant to health and beauty businesses, including: -Damage to customers’ property while in the business location -Damage to borrowed equipment -Aggregate limits per working location -Expenses related to withdrawal of products -Contract penalties related to covered losses -Losses caused by breakdown of equipment, including costs of repair or replacement
Food Industry Package
Includes a set of coverages specifically relevant to food-related businesses.
Food Industry Package
Includes a set of coverages specifically relevant to food-related businesses, including: -Aggregate limits per working location -Damage to customers’ property while in the business location -Damage to borrowed equipment -Contract penalties related to covered losses -Losses related to food contamination -Losses related to food spoilage due to a covered cause -Loss of a lease due to damage by a covered cause -Losses caused by breakdown of restaurant equipment, including costs of repair or replacement
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