Terms and Conditions
Boost Insurance USA, Inc. (“Boost,” “we,” “our” or “us”) may revise and update these Terms and Conditions at anytime. Please periodically review the Terms and Conditions posted at the Boost website (the “Website”) because your continued usage of the Website after any changes to these Terms and Conditions will mean you accept those changes.
SECTION 1. USE OF CONTENT – COPYRIGHT
Upon acceptance of these Terms and Conditions, Boost authorizes you to view or download a single copy of the material on this web site solely for your personal, informational and noncommercial use, provided that you retain all copyright and other proprietary notices contained in the original material on any copies of the material. Such material specified above does not include the design or layout of the Boost website. Elements of the Boost website are protected by trade dress, trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part. No logo, graphic, sound or image from the Boost website may be copied or retransmitted unless expressly permitted by Boost. Special rules or license terms may apply to the use of certain software and other items provided to you via the Website (collectively, the “Portal”). Any such special rules or license terms accompany or are listed in association with or through a hyperlink associated with the Portal.
The contents of the Boost website (the “Content”), such as text, graphics, data, images, the Portal and other material are protected by copyright and other laws in both the United States and other countries, and title to the Content shall not pass to you or any other party. Except to the extent required by law or as expressly provided herein, none of the Content may be reverse-engineered, disassembled, decompiled, reproduced, translated into any language or computer language, re-transmitted in any form or by any means (electronic, mechanical, photo reproduction, recordation or otherwise), resold or redistributed without the prior written consent of Boost. You may not sell or modify the Content or reproduce, display, publicly perform, distribute or otherwise use the Content in any way for any public or commercial purpose. Without limitation of the foregoing, unless independently licensed by Boost, use of the Content on any other website or in a networked computer environment for any purpose is prohibited.
Content is subject to change without notice at the editorial discretion of Boost. If you violate any of these Terms and Conditions, your permission to use the Content automatically terminates and you must immediately destroy any copies you have made of any portion of the Content.
SECTION 2. LIMITATION OF BOOST’S LIABILITY – DISCLAIMER OF RESPONSIBILITY FOR DAMAGES
Boost makes no representations about the results to be obtained from using the Boost website, Boost Systems, the Information or the Content. The Content is not and should not be construed as insurance advice. Reliance on the Content is solely at your own risk and Boost disclaims any liability for injury or damages resulting from the use of any Content. Any insurance purchasing conclusions and decisions such as coverage amounts, limits and deductibles are completely and solely the responsibility of the insured. At the time of a claim, coverage will be determined in accordance with the terms and conditions of the applicable insurance policy and not the Content. Accordingly, you are encouraged to view/download a specimen of your actual policy documentation prior to making any purchase decision. The use of same is at your own risk.
WHEN USING THE BOOST WEBSITE AND BOOST SYSTEMS, INFORMATION AND CONTENT WILL BE TRANSMITTED OVER A MEDIUM WHICH IS BEYOND THE CONTROL AND JURISDICTION OF BOOST, ITS INSURANCE AND REINSURANCE PARTNERS, AND ITS SUPPLIERS. ACCORDINGLY, BOOST ASSUMES NO LIABILITY FOR OR RELATING TO THE DELAY, FAILURE, INTERRUPTION OR CORRUPTION OF ANY CONTENT OR INFORMATION.
THE BOOST WEBSITE, BOOST SYSTEMS, THE INFORMATION AND THE CONTENT ARE PROVIDED ON AN “AS IS” BASIS WITHOUT ANY WARRANTIES OF ANY KIND. BOOST, ITS LICENSORS, INSURANCE AND REINSURANCE PARTNERS, AND ITS SUPPLIERS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE. BOOST, ITS LICENSORS, INSURANCE AND REINSURANCE PARTNERS, AND ITS SUPPLIERS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, RELIABILITY, COMPLETENESS, CURRENTNESS OR TIMELINESS OF THE CONTENT, INFORMATION, SOFTWARE, TEXT, GRAPHICS, LINKS, OR COMMUNICATIONS PROVIDED ON OR THROUGH THE USE OF THE BOOST WEBSITE OR BOOST SYSTEMS.
IN NO EVENT SHALL BOOST, ITS LICENSORS, INSURANCE AND REINSURANCE PARTNERS, SUPPLIERS OR ANY THIRD PARTIES MENTIONED AT THE BOOST WEBSITE BE LIABLE FOR ANY DAMAGES OR PENALTIES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, INCIDENTAL INDIRECT, EXEMPLARY, PUNITIVE AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA OR BUSINESS INTERRUPTION) RESULTING FROM THE USE OR INABILITY TO USE THE BOOST WEBSITE OR THE CONTENT WHETHER BASED ON WARRANTY, CONTRACT, TORT, DELICT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT BOOST IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BOOST SHALL BE LIABLE TO YOU ONLY TO THE EXTENT OF ACTUAL DAMAGES INCURRED BY YOU. THE REMEDIES STATED FOR YOU IN THESE TERMS AND CONDITIONS ARE EXCLUSIVE AND ARE LIMITED TO THOSE EXPRESSLY PROVIDED FOR IN THESE TERMS AND CONDITIONS.
SECTION 3. LINKS
The Boost website contains links to third party websites. These links are provided solely as a convenience to you and not as an endorsement by Boost of the content on such third-party websites. Boost is not responsible for the content of linked third-party websites and does not make any representations regarding the content or accuracy of materials on such third-party websites. If you decide to access linked third-party websites, you do so at your own risk. Your use of third-party websites is subject to any applicable terms and conditions of use for such sites. Linking to any page of the Boost website other than https://boostplatform.io or https://boostinsurance.com through a plain text link is strictly prohibited in the absence of a separate linking Agreement with Boost. Any website or other device that links to https://boostplatform.io or https://boostinsurance.com is prohibited from (i) replicating the Content; (ii) using a browser or border environment around the Content; (iv) implying in any fashion that Boost is endorsing it or its products; (v) misrepresenting any state of facts, including its relationship with Boost; (vi) presenting false information about Boost products or services; or (vii) using any Boost logo or mark without permission from Boost.
SECTION 4. INDEMNITY
You agree to defend, indemnify and hold Boost, its officers, directors, employees, agents, licensors, insurance and reinsurance partners, and suppliers harmless from and against any claims, actions or demands, liabilities and settlements including without limitation, reasonable legal and accounting fees, resulting from, or alleged to result from, your use of the Content (including the Portal) in a manner that violates or is alleged to violate these Terms and Conditions.
SECTION 5. INSURANCE QUOTES AND COVERAGES
All quotes generated by Boost products and services available on the Boost website are based upon the information you provided and are not a contract, binder or agreement to extend insurance coverage. Any coverage descriptions provided on our Website are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application to Boost whether on our Website, mobile app or otherwise. All applications are subject to underwriting approval. Coverages and availability may vary by state or province; and additional minimum coverage limits may be available in your state.
SECTION 6. CLAIMS SUBMISSIONS
If you elect to report an insurance claim, the information you submit regarding your insurance policy and the loss is subject to review and verification. Boost reserves the right to request additional information prior to reaching a decision on a claim. A claim representative may be communicating with you regarding your claim. All policy provisions contained in your policy remain in effect.
SECTION 7. INFORMATION FOR NEW YORK VICTIMS OF DOMESTIC VIOLENCE
The provisions in New York Insurance Law, section 2612, relate to persons insured by an individual insurance policy issued to policyholders or a group insurance policy. According to this law, insurers who receive a valid order of protection against a policyholder are prohibited for the duration of the order from disclosing to the policyholder the address, telephone number of the insured, or of any person or entity providing covered services to the insured, to the policyholder or another person covered by a group insurance policy. If the insured is a child, this right may be asserted by the child’s parent or legal guardian. Furthermore, the insurer may not refuse to issue or renew, deny or cancel any insurance policy, demand or require a greater premium or payment from any person or designate domestic violence as a prior condition, for which coverage will be denied/reduced solely because a person is or has been a victim of domestic violence. The insurer will accommodate reasonable requests by a person covered by an insurance policy to receive communications of claim related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger him or her. If the covered person is a child, then the child’s parent or legal guardian may make the request. The insurer, without the consent of the person making the request, will be prohibited from disclosing to the policyholder or other person the address, telephone number, any other personally identifying information, information regarding a child residing with the covered person, the nature of the health care services provided, the name or address of the provider of the covered services to the covered person. The request must include an alternative address, telephone number and/or other reasonable methods of contact. The request should be made by emailing a copy of the order of protection to the insurer at [email protected]. In order to revoke a request that has been received and implemented, the requesting person must submit to the insurer a written sworn statement revoking the prior request. For additional assistance, please contact the New York State Domestic and Sexual Violence Hotline. NYS Domestic and Sexual Violence Hotline: (800) 942-6906; Spanish language: (800) 942-6908; In NYC: (800) 621-HOPE (4673) or dial 311; TTY: (866) 604-5350.
SECTION 8. GOVERNING LAW
These Terms and Conditions shall be governed in all respects by and construed in accordance with the laws of the State of New York, USA, without regard to its conflicts of law principles. Exclusive jurisdiction over any cause of action arising out of these Terms and Conditions or your use of the Boost website shall be in the state or federal courts located in New York, New York. You agree to submit to the jurisdiction of such courts.